A schematic shows the plan and function for an electrical circuit, but is not concerned with the physical layout of the wires. Wiring diagrams show how the wires are connected and where they should located in the actual device, as well as the physical connections between all the components.
In North American practice, an overhead cable from a transformer on a power pole to a residential electrical service usually consists of three twisted (triplexed) conductors, with one being a bare neutral conductor, with the other two being the insulated conductors for both of the two 180 degree out of phase 120 V line voltages normally supplied. The neutral conductor is often a supporting "messenger" steel wire, which is used to support the insulated Line conductors.
A wiring diagram usually gives information about the relative position and arrangement of devices and terminals on the devices, to help in building or servicing the device. This is unlike a schematic diagram, where the arrangement of the components, interconnections on the diagram usually does not correspond to the components, physical locations in the finished device. A pictorial diagram would show more detail of the physical appearance, whereas a wiring diagram uses a more symbolic notation to emphasize interconnections over physical appearance.
US single-phase residential power distribution transformer, showing the two insulated "Line" conductors and the bare "Neutral" conductor (derived from the earthed center-tap of the transformer). The distribution supporting cantenaries are also shown.
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